Payer

"Can we just go through the Chick-fil-A drive-thru?" John Stephen asked on the way home from school as he does nearly everyday.

"No," I said.

"Why?" he asked as always.

"Because I don't have any money," I told him, as I always do, just to get him to stop asking.

"You need a payer, Mommy! You need a payer and then we can go out to eat all the time!" John Stephen offered as the solution.